The digital ruble does not require an issuer

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It should be noted that the digital ruble is not an analogue of cryptocurrency and is in no way considered as a replacement. This is a legal form of national currency, the stability of which is guaranteed by the state. While cryptocurrency is not associated with real money, it is a type of digital currency and is still illegal in Russia. Digital currency  hereinafter referred to as CF  exists along with digital financial assets  hereinafter referred to as DFA , but it is worth understanding that these are two different entities.

Digital financial assets must always be backed by some Australia WhatsApp Number Data  issuer. For this purpose, there is a system for placement and circulation of digital assets, now there are several of them: Sber, Atomize and Lighthouse. , since the Russian ruble is guaranteed by the state, which regulates the circulation of currency in the country for settlements. What is a digital ruble? What is a digital ruble? Work with digital currency and digital financial assets is regulated by Federal Law dated July   ,   N -FZ.

The digital ruble has not yet been described in legislation, while the Central Bank is already making statements, and the banking system is testing it. Also, the head of the State Duma Committee on the Financial Market, Anatoly Aksakov, said in September of this year that work on legislative regulation of the digital ruble has begun. For an ordinary citizen of the Russian Federation, the digital ruble should become another type of payment, just like what happens with cash, a plastic card, through the St. Petersburg payment system or by QR code.